The Life Insurance Lawyers

Over $200 Million in Life Insurance Benefits Recovered for Our Clients

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Our History of Fighting For Life Insurance Beneficiaries

Boonswang Law is one of the most sought-after life insurance legal teams in the United States. Our lead attorney, Chad G. Boonswang, Esquire, is an experienced life insurance attorney who is well-known for his success in winning high-profile insurance coverage and bad-faith litigation cases. 

The rest of our team has achieved similar accomplishments, including helping our clients receive some of the largest death benefit payouts in the country. Though our reputation is based on winning larger cases, we are no strangers to succeeding with smaller-scale cases. At Boonswang Law, our commitment is to people, not recognition.

Our Practice Areas

The legal team at Boonswang Law has extensive experience throughout many facets of insurance law, from life insurance and accidental death & dismemberment cases to ERISA and accelerated death benefit cases. When disaster strikes, Boonswang Law will tirelessly pursue your case to help you obtain the compensation you deserve. 

Life insurance companies thrive on issuing claim delays and denials — even for legitimate life insurance claims. They profit when you are unable to claim your payout, so they use bureaucracy to make it harder to successfully submit a claim. 

At Boonswang Law, our life insurance attorneys understand the nuances of insurance claims, and we’ve successfully handled thousands of life insurance claim delays and denials throughout the country. We will guide you through the claims process from start to finish, including appealing denials, investigating delays, and managing all communications with your life insurance company.   

The best part? There is no cost until you — the beneficiary — receive your life insurance benefits.

Following an accidental catastrophe in the workplace, the last thing you need is to battle with a life insurance company over claim delays and denials. If you are seeking compensation for accidental death or dismemberment, Boonswang Law is ready to support you. 

In most cases, insurance coverage for these events comes from an accidental death rider added to a regular life insurance policy. These riders cost extra, and are most frequently added by policyholders with hazardous careers to protect themselves and their families. Let our life insurance lawyers guide you through the process of submitting your claim.  

ERISA — the Employee Retirement Income Security Act — establishes standards for private industry pension plans and protects employees’ interests. However, the process of claiming ERISA benefits can be challenging due to frequent claim delays and denials by insurance companies seeking to keep those funds for themselves. 

The life insurance attorneys at Boonswang Law routinely handle ERISA claim disputes, utilizing their expertise to navigate the complexities of the claims process and challenge insurance companies. By leveraging our collective experience, Boonswang Law fights diligently to protect you, advocating for your rightful ERISA compensation under the law.

Examples of Some Recent Recoveries


ING Insurance Company


New York Life Insurance Company


AIG American General Life Insurance Co.


We Are Your Life Insurance Lawyers

Whether you are filing a life insurance claim, appealing a denial, or believe your insurance company is acting in bad faith, Boonswang Law is ready to fight for you.

Contact us at 215-940-8900  to discuss your case.

Life Insurance Disputes We Cover

We’ve recovered life insurance claims for countless clients who were originally denied compensation.

Some of these denials included:

Interpleader lawsuits usually involve three parties — the plaintiff and two or more defendants. The plaintiff (usually the insurance company) is unsure of who to pay on the life insurance policy, but sues the defendants so that the case must be litigated in court. The defendants can then present evidence to prove who has the stronger claim on the asset in question. 

When any case goes to court, it is in your best interest to have an experienced legal team by your side. If you’re a defendant in an interpleader lawsuit over a life insurance or related policy, we’ll be there to litigate in your favor.

  • When you inherit an estate or property, there may be some expenses the insurance company refuses to cover, including:
  • Property maintenance
  • Travel costs to get to the property
  • Legal fees accrued through the will

Sometimes, provisions are made within a life insurance policy to cover these expenses — but your life insurance company refuses to pay. The life insurance attorneys at Boonswang Law will help you contest this denial so you can manage your inherited estate. states that the Federal Employees’ Group Life Insurance Program (FEGLI) offers Basic Life Insurance that is equal to your annual basic pay, rounded to the next higher $1,000, plus $2,000.

If your loved one had such a life insurance policy, and payments are being denied, delayed, or reduced, contact Boonswang Law today. We’ll advocate for you and submit appeals to help you claim the funds to which you are entitled.

ERISA protects employees by establishing minimum standards for private industry pension plans. Employers sometimes fail to notify employees of changes in ERISA coverage that negatively impact their pension. Our life insurance attorneys fight to overturn these negative consequences, as the employer is nearly always at fault.
Insurance companies will do anything to protect their bottom line, including sometimes acting in bad faith. If they continuously delay or deny your claim with little or no reason to do so, we can challenge these bad-faith actions to help you obtain compensation.
When establishing an insurance policy, agents may act in the best interest of their employer instead of their client by misleading them or failing to record important information. Our life insurance legal team works tirelessly to prove that missing information was due to the agent’s neglect.
Insurance policies require a lot of complex paperwork, and some of the fields can be confusing. It is understandable that you may have made mistakes on your initial application. If these mistakes were made without the intent to deceive your insurance company, Boonswang Law will help you correct your application and appeal denials.

Life insurance companies are required to notify policyholders about lapsed payments in a timely fashion. Failure to do so may result in an initial claim denial for you — but it will ultimately place the insurance company in hot water.

Our legal team will work to prove the insurance company’s neglect so you can claim your compensation and move forward with your life.

What to Expect From Our Life Insurance Attorneys

At Boonswang Law, we treat each case and client as if they are our only one. We have a well-earned reputation for winning cases by applying our considerable skill, experience, strategic thinking, and clever use of the latest technology. We will stop at nothing to help you, including working with other attorneys to gain new perspectives and insight.

How & Why Life Insurance Claims Get Denied

Insurers can deny life insurance claims for a variety of reasons, including: 

  • Missing or incorrect medical information
  • Lapsed insurance policy payments
  • Contested claim

Though these are all legitimate reasons for a life insurance claim denial, insurance companies will often twist circumstances to fit their narrative, as they profit from avoiding awarding compensation. The lawyers at Boonswang Law will examine your claim denial, help you craft an appeal, and fight back.

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