Category: Life Insurance Claims
Home / Life Insurance Claims /
November 19, 2013

Experiencing Denied Life Insurance Claims

Complete Compensation

Denied life insurance claims are a common occurrence that happens to individuals and families requiring the assistance of the legal team at the Boonswang Law Firm in Philadelphia. After the death of a policyholder, beneficiaries are supposed to receive financial compensation from a life insurance company.

Policyholders who buy life insurance have a contract with an insurance provider to receive money for beneficiaries after their death. As long as a policyholder pays the premium fee to the company each month or has paid a lump-sum, the company must compensate survivors according to the written contract. Occasionally, life insurance policies also cover other expenses including critical care, funeral or burial costs for policyholders.
 

Hire Life Insurance Experts

A life insurance policy typically has a written list of exclusions that will make payments null and void. Circumstances that commonly make life insurance payments void include deaths due to war, riots or suicide. Hiring the Boonswang Law Firm in Philadelphia is necessary when beneficiaries are denied financial compensation. It is important for a policyholder and potential beneficiaries to understand a life insurance contract completely before making payments.

Survivors experiencing denied life insurance claims must find an experienced law firm to fight for their rights. Insurance companies frequently fail to pay beneficiaries because they believe the policyholder died under unusual circumstances. In this situation, the insurance company may investigate how a policyholder died in order to justify refusing a claim.
 

Free Consultation

Contacting the Boonswang Law Firm in Philadelphia is easy with an online form at the firm’s website or by calling a toll-free phone number. Working on denied life insurance claims is 50 percent of this knowledgeable law firm’s business. Collecting financial compensation from insurance companies requires an understanding of court deadlines and complex documents.

This legal firm’s first consultation is always free while clients only pay for services when an attorney wins a case. Working with various insurance companies requires an expert attorney who will fight for compensation. Beneficiaries should never agree to accept a reduced amount of money from an insurance company after a loved one’s death.

November 16, 2013

Get Your Paid Life Insurance Claims

At Boonswang Law we are life insurance claim professionals and experts. We know all too well that sadly, even during a time of loss and duress, a time when receiving the life insurance benefit that the departed loved one purchased and paid for through their entire life, something can go wrong and the beneficiary not receive their award. This can especially difficult for a person or family that might have lost the sole breadwinner of their home, and need the money to simply survive. In such events, the life insurance attorneys at Boonswang Law are here to help to everything to ensure that they are paid life insurance claims due to them.

Remember that there are a host of reasons why a claim might be delayed, and that a cursory, initial denial does not mean that the claim cannot be challenged. The beneficiary has rights and protections under the law. With this in mind, it is critically important for the denied beneficiary to immediately contact and retain the services of a life insurance attorney to ensure that a quick and prompt response is sent to the denying insurance company. Delaying is never a good idea and time is always of the essence when a claim has been filed or denied by a life insurance company.

At Boonswang we work together with our clients to ensure that they are paid life insurance claims that have been denied. Further we collect no payment upfront from our potential clients and only are paid once the life insurance company has paid life insurance claims owed. Our promise to people denied life insurance claims:

  • If we do not recover the award for you, there is no fee
  • Our primary goal is to protect our client’s rights
  • Free consultation to discuss claims

We understand that times are difficult in a slow economy, especially with the loss of a loved one, and a denied insurance claim. That is why we are here to help. Contact Boonswang Law today and we will get started on your claim immediately to resolve this issue so that you can put it behind you.

November 15, 2013

Hiring a Life Insurance Claims Lawyer to Fight the Battle for a Settlement

Delay in Receiving Money After the Death

If you are experiencing a delay in receiving money after the death of a loved one, then hire a life insurance claims lawyer. Many insurance agents will deny or delay the money owed to beneficiaries with devious tactics such as refusing to return phone calls. When this situation occurs, it is time to contact the Boonswang Law Firm located in Philadelphia with an online form or toll-free phone number.

The legal staff that works for this firm has extensive experience fighting for client’s rights concerning getting money from insurance companies. Each area of legal representation including insurance policy reimbursements requires specialized knowledge to understand the complex regulations involved in the court system.
 

Legal Team to Assist

Trying to work on a legal case on your own is time-consuming and stressful after suffering the death of a family member. A life insurance claims lawyer has a legal team to assist with the complex documentation and communications required to receive money from an insurance company. The Boonswang Law Firm has attorneys who devote 50 percent of their business to seeking reimbursement for denied and delayed insurance claims.

Many insurance companies will use illegal actions to avoid making payments to beneficiaries. They may try to cancel an insurance policy or state that premiums were not paid. When a beneficiary has this experience, hiring a professional to fight for reimbursements is necessary.
 

Policyholders purchase life insurance with an insurance company with the understanding that beneficiaries will receive money upon their death. Each insurance company will have specific rules concerning denial of reimbursements to beneficiaries. After the death of a policyholder, a beneficiary is responsible for reporting the death with an official certificate. Most companies pay beneficiaries immediately according to the law.

However, an insurance company might try to delay, deny or reduce payments to save money. Hiring a life insurance claims lawyer to fight the battle for a settlement in or out of court is required to get money from an insurance company in these situations. The Boonswang Law Firm of Philadelphia has attorneys ready to assist with an insurance case.

November 12, 2013

There are Legitimate Reasons Why Life Insurance Denied

Life insurance policies are purchased for many reasons, but one of the main reasons individuals purchase these policies is to provide death benefits for their loved ones. When an individual passes away, loved ones who are financially dependent on that person may be faced with dealing with loss of income, the added burden of additional debt and more. However, when the claim for life insurance denied by the insurance company, the family may be faced with financial hardship.
 

There are legitimate reasons why life insurance denied. With each policy, there are included and excluded causes of death. However, there are also instances when a claim is denied unfairly or unjustly. When this happens, it is important for the beneficiaries to seek justice, and working with the team at Boonswang Law is your best option. Our legal team has considerable experience working with beneficiaries whose claims have been denied, and we have both trial experience and negotiation experience.

This experience as well as our expertise with life insurance cases can be put to excellent use by you. You and your family may be faced with decreased income and additional expenses until the claim can be processed fairly, and we will work diligently to help you overcome the current challenge with your claim so that you are treated in a fair and just manner.
 

The law does offer protection to individuals like you who are dealing with a claim for life insurance denied unfairly, and our professionals at Boonswang Law can help you to learn more about the your legal rights.

We will work hard to settle your case out of court, but we will also represent your interests in court if the case progresses to that level. We want to help you obtain the life insurance proceeds that you are entitled to. If your life insurance company has recently denied a claim or if the company is processing a claim slower than what you feel is reasonable, our legal team may be able to help. We encourage you to contact our office today to begin working with our legal team and exploring your options.
 

October 25, 2013

Get Your Paid Life Insurance Claims

Life Insurance Claim Professionals

At Boonswang Law we are life insurance claim professionals and experts. We know all too well that sadly, even during a time of loss and duress, a time when receiving the life insurance benefit that the departed loved one purchased and paid for through their entire life, something can go wrong and the beneficiary not receive their award.

This can especially difficult for a person or family that might have lost the sole breadwinner of their home, and need the money to simply survive. In such events, the life insurance attorneys at Boonswang Law are here to help to everything to ensure that they are paid life insurance claims due to them.
 

Why a Claim Might be Delayed

Remember that there are a host of reasons why a claim might be delayed, and that a cursory, initial denial does not mean that the claim cannot be challenged. The beneficiary has rights and protections under the law. With this in mind, it is critically important for the denied beneficiary to immediately contact and retain the services of a life insurance attorney to ensure that a quick and prompt response is sent to the denying insurance company. Delaying is never a good idea and time is always of the essence when a claim has been filed or denied by a life insurance company.

At Boonswang we work together with our clients to ensure that they are paid life insurance claims that have been denied. Further we collect no payment upfront from our potential clients and only are paid once the life insurance company has paid life insurance claims owed. Our promise to people denied life insurance claims:

  • If we do not recover the award for you, there is no fee
  • Our primary goal is to protect our client’s rights
  • Free consultation to discuss claims

We understand that times are difficult in a slow economy, especially with the loss of a loved one, and a denied insurance claim. That is why we are here to help. Contact Boonswang Law today and we will get started on your claim immediately to resolve this issue so that you can put it behind you.

October 7, 2013

Life Insurance Claims Process

At Boonswang Law we are life insurance attorneys, professionals, and experts. We understand the different steps in claiming life insurance, and more importantly, we know exactly what to do if a claim is denied. We work together with family, friends, and loved ones of the departed to ensure that they can benefit from the preparations and payments of their dearly departed. We also understand how difficult it can be during the process of contending a life insurance claim that has been denied and work to help make the process as easy and simple as possible.

It is important to know what the life insurance claims process is, though, as sometimes it is only because of simple mistakes that claims are denied.

The life insurance claims process is as follows:

  • Have official documents with the insured’s full name, and potential nickname. The life insurance company will want a copy of this information. Usually a certificate of death is sufficient. Having copies of the birth certificate and driver’s license is also recommended, and often times required, depending on the issuing company.
  • Date of birth should come directly from the birth certificate and the death certificate.
  • State of residence is also required, which is why having a final copy of the driver’s license is important, if they did not have any one, any other official identification should suffice for most claims.
  • Life insurance policy number, this might be one of the most important aspects of filing a claim for life insurance. It is important to have a copy and a record of the life insurance policy. Make sure that everything is up to date. This is especially important in preparing for a loved one to depart.
  • Date and cause of death will also be asked and important to know. This can be obtained from medical records and typically from a death certificate.
  • After receiving the notification of death, typically the agent of record will contact the beneficiary of the life insurance policy, however this is not always the case and be ready to contact them if necessary.
  • Forms will needs to be completed, including a W-9, turning in forms is when the issuing company will most likely need official copies of the different government documents mentioned above.
  • Once all of the forms have been received the resolution of the claim will usually be made by someone from corporate.

While the process seems rather simplistic, remember that there are a lot of little things that may go wrong that can delay the claim. Also remember that is there is a problem to contact Boonswang Law right away. Boonswang Law is more than willing to help you through the life insurance claims process to ensure prompt delivery of the claim.

Call Us Now
Email Us Now