Power of attorney for insurance purposes can mean any of several different things. Renowned national life insurance attorney Chad G. Boonswang explains everything you need to know about power of attorney in life insurance. If you are having trouble getting your payout due to a power of attorney, or your life insurance claim was denied due to … Read more
A life insurance policy can be a lifesaver for many people, and keeping them current so the life insurance company has to pay out upon death is important. But there are times when the life insurance company says the policy lapsed and so there’s no coverage. That can be a problem in two ways: (1) for the … Read more
What is a vanishing life insurance premium? Is it a good thing? Perhaps, for some people. Learn about vanishing life insurance premiums from noted life insurance lawyer Chad G. Boonswang, Esq. in this informative article. If your claim was denied due to nonpayment of life insurance premiums or policy lapse, call the experienced life insurance lawyers at … Read more
Life Insurance Conversion Privilege What is life insurance conversion privilege, and how does it affect policyholders and their beneficiaries? Find out from the life insurance lawyers at Boonswang Law, who have gotten beneficiary clients paid in every state in the nation when life insurance companies delay or deny claims for death benefits. If the life insurance company … Read more
You would think that because you pay life insurance premiums, your beneficiaries will automatically get their payout if you die within the policy term. It is rarely that simple. Life insurance companies only make money when they collect premiums and don’t pay death benefits, so they look for ways to deny your beneficiaries’ claims. They … Read more
Sometimes a divorce decree will override a previously named beneficiary on a life insurance policy. It depends upon what state and federal law controls the life insurance policy and whether the policyholder was married in a community property state or not. Learn from the nation’s top life insurance lawyers how divorce may affect a life … Read more
Life insurance pays out a death benefit to beneficiaries after the death of the insured… or at least that is the way that life insurance is intended to function. However, sometimes an insured will pay policy premiums for weeks, months or years and the insurer refuses to honor the policy after his or her death. … Read more
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