Uncategorized Archives - Page 2 of 2

Category: Uncategorized

November 17, 2013

Lawyers for Life Insurance Claims will be by Your Side to Represent You

Life Insurance Policies

Individuals and families purchase life insurance policies for many reasons, but often it is to provide financial security after the loss of a loved one. In many cases, life insurance claims are processed quickly and without hassle.

However, life insurance companies may also delay the processing of a claim or deny the claim altogether. When this happens, the beneficiary can be faced with financial struggle and hardship until the issue is overcome. If you are facing this type of challenge in your own life today, lawyers for life insurance claims may be of help to you.

Work Hard to Protect Your Rights

At Boonswang Law, we are committed to helping our clients fight for justice, and we will work hard to protect your rights under the law. In many cases, our lawyers for life insurance claims are able to work with the life insurance company to settle the matter out of court. With our extensive knowledge of this area of the law coupled with our expertise in negotiations and settlements, we may be able to help you reach the desired outcome without having to enter a courtroom.

However, if the matter does progress through the legal system, rest assured that our lawyers for life insurance claims will be by your side to represent your interests and fight for your rights in a court of law.

Issues with Your Life Insurance Claim

The loss of a loved one can be devastating to you and your family, and the last thing you may want to contend with is financial woes related to issues with your life insurance claim. When you believe that your life insurance company is stalling unnecessarily on your claim or has denied your claim without just cause, put the services of our legal team to work for you. At Boonswang Law, we are dedicated to our clients’ interests, and we want to help you overcome your current challenges.

Simply call our office today to begin learning more about our services and to speak with a lawyer about your case. This is the first step to take to fight for your rights and obtain the life insurance proceeds that are rightfully yours.

November 10, 2013

Life Insurance 101

There are some things in life that, although unpleasant, are necessary to deal with, such as paying taxes or getting that annual physical at the doctor’s office. Life insurance is one of those matters that no one wants to talk about, but is necessary, especially if you have a spouse or children depending on you.

Who Needs Insurance?

If anyone depends on you, such as a spouse, children, or even parents, it is critical that you purchase life insurance to protect their interests should something happen to you. Those who are single or older with no dependents may not need such insurance, although a small policy to help cover burial costs is recommended for everyone. One thing to remember is that the earlier in life you purchase insurance, the less it will cost, so it is advisable to purchase a policy when you are young.

Types of Insurance

There are many different types of life insurance, but the most commonly purchased is term life. In a term life policy, you pay a monthly or annual premium for a set amount of coverage for a set amount of years. As long as you pay the premiums, the insurance remains in effect.

In addition, your employer may offer coverage as well, and these policies are great for those who can’t get insurance on their own, like those with a serious medical condition. Employer policies also do not require health examinations in most places, so for those who don’t want to undergo medical tests required by some insurance companies, which are often just blood tests, employer insurance is the best option. The bottom line is to have enough insurance to cover all debts and burial costs so that your family is secure when you die.

Contested Policy

Unfortunately, insurance companies sometimes seek reasons not to pay death benefits after a person dies, which is why when purchasing a policy, it is critical to read the fine print. In some cases, the company will claim that there were questions about whether a policy was in force at the time of death, possibly claiming premiums were not paid as agreed.

A company may also seek possible fraudulent action if someone dies whose policy is less than two years old in an effort to avoid payment. If there is suspicion a beneficiary was involved in the person’s death or if there is evidence that the policy was obtained through fraudulent means, a company may deny benefit payments.

If an insurance company is denying benefits on a policy, or delaying the payment of those benefits, visit www.boonswanglaw.com and complete the easy-to-use form on the website, or call them at 855-865-4335 to learn how they can help get the justice you deserve.

October 12, 2013

What to Know About Life Insurance Benefits and Life Insurance Policy Law

At Boonswang Law we are life insurance experts and know everything this to know about life insurance benefits and life insurance policy law. We are here to help during times of loss when a loved one passes to ensure that everything is in order that if a life insurance policy is delayed or denied, we are here to ensure that they beneficiary receives the benefit that is owed to them. We know that during the passing of a loved one everything is difficult and people are able to take advantage over the grieving and mourning people so easily that typically only with the help of experience life insurance benefits attorneys can the rights of the beneficiary be fully protected.

If a life insurance claim is denied perhaps the most important thing to know is that as the beneficiary there are options. Once a claim is denied that does not mean that there is nothing else to do and they are now out of the life insurance policy that was taken out by the departed. In all actuality, it is not atypical that there can be problems and that an attorney will need to look into the matter and resolve the issue as quickly and efficiently as possible.

At Boonswang Law we know that it is a difficult time when someone passes away. We know that there are a lot of financial obligations that must be met. That is why we work together with our clients to make sure that they receive what is owed to them. At Boonswang law we promise:

If there are no life insurance benefits recovery for you then there is no fee from us
Our primary objective is to protect the rights and the interests of our clients
We offer free consultations to discuss any and all claims and what can be done to proceed to secure what is owed.

Contact us today to learn more about what we can do to help. We know and understand what you are going through and we are here to do what we can to assist in this difficult time. At Boonswang Law we look forward to working with you.

September 30, 2013

Typical Life Insurance Benefits

Boonswang Law knows the importance of having a solid life insurance policy to protect your family and your loved ones. There is nothing more tragic that the untimely death of a loved one. Moreover during the time following the passing of a loved one, nothing is more stressful than discovering that there is something wrong with the life insurance policy, that it might be delayed or worse that it might be denied. In the event that any of these happen, feel free to contact us at Boonswang Law so that we can help ensure a swift and prompt delivery of your life insurance claim.

It is truly important to know what the life insurance benefits of a policy are. This is especially easy to know before a person passes away, if their death is because of natural causes, or is known beforehand. Typical life insurance benefits include:

Whole Life – Whole life insurance offers lifetime coverage with guaranteed death benefits, regardless of how long a person lives. It also usually comes with a set rate, which may or may not be higher than a term life insurance policy or a variable rate life insurance policy.
Universal Life – Universal life insurance policy offers permanent insurance and has a cash value component; however it typically features limited growth and value to the life insurance benefits paid.
Variable Life – Variable life policies offer permanent protect and the allows the insured to invest the value of the policy in a wide range of options for potential growth, though it carry the risk of lost value during market swings. Also, variable life insurance policies are typically subject to insurance related charges, including mortality and expense charges, administrative fees, and potential other expenses.
Term Life – Perhaps the most common and simplest of form of life insurance claim, it offers coverage for a limited period of time with a variable rate that increases the more likely a person is to pass according to an actuarial chart. There is no investment or increased value to the policy and typically features a one-time cash out.

Knowing the different types of life insurance benefits policies are important in securing the best future for your family and loved ones. Be sure to contact at Boonswang law to learn what we can do to help.

September 16, 2013

Acquiring a Lawyer to Fight a Denied Life Insurance Claim

After the death of a loved one there is perhaps no greater stress than to be denied life insurance. After a life time of paying premiums it is nearly and often times is, criminal to deny a life insurance claim. And yet it happens way too often. That is why we work together with our clients at Boonswang Law Firm to ensure that our clients receive the recovery that they deserve.

There are numerous reasons that a life insurance company may attempt to delay or deny a life insurance claim. We also know that people are the most vulnerable and need the most assistance during times of loss and mourning. We know that some life insurance companies will do anything they can to create a denied life insurance claim. We know this and we know how to combat this.

At Boonswang Law Firm we work with our clients to ensure that their life insurance claim is honored. We work to recovery lost and delayed money from denied life insurance claims. And we do it all following three promises:

We honor and respect the rights of our clients – While this seems obvious, it is important to keep in mind that we work for our clients. That we represent what they want and what they desire. We promise to obey client confidentiality, and will work to ensure that the rights of our clients are protected and honored.
Free consultation – We work with families that have claims against life insurance companies every day, and one of the ways that we work with them is to help defray the cost of acquiring a lawyer or attorney to fight a denied life insurance claim. That is why consultations to meet with Boonswang Law Firm is free and will not cost our clients anything.
We do not collect any fees unless the claim is recovered – Perhaps the most important aspect of our law practice at Boonswang Law Firm is that we do not collect any fees unless the life insurance claim is recovered. There is never a cost to a client or family in the unlikely event that the claim is denied by a court of law.