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Life insurance is a necessity for family and loved ones, but it is an often misunderstood topic. These misconceptions don’t reflect the actual role life insurance plays in the average American’s life. This article covers important informative statistics about life insurance policies, how they impact you, and how they impact the average American. While it … Read more
What Questions Should You Ask an ERISA Attorney After an LTD Denial? Long-term disability (LTD) insurance is helpful if you are injured to the point that you need to take time off work to recover. However, sometimes the LTD claim gets denied, and you need to appeal the decision for a chance to get the … Read more
Power of attorney for insurance purposes can mean any of several different things. Renowned national life insurance attorney Chad G. Boonswang explains everything you need to know about power of attorney in life insurance. If you are having trouble getting your payout due to a power of attorney, or your life insurance claim was denied due to … Read more
A life insurance policy can be a lifesaver for many people, and keeping them current so the life insurance company has to pay out upon death is important. But there are times when the life insurance company says the policy lapsed and so there’s no coverage. That can be a problem in two ways: (1) for the … Read more
What is a vanishing life insurance premium? Is it a good thing? Perhaps, for some people. Learn about vanishing life insurance premiums from noted life insurance lawyer Chad G. Boonswang, Esq. in this informative article. If your claim was denied due to nonpayment of life insurance premiums or policy lapse, call the experienced life insurance lawyers at … Read more
Life Insurance Conversion Privilege What is life insurance conversion privilege, and how does it affect policyholders and their beneficiaries? Find out from the life insurance lawyers at Boonswang Law, who have gotten beneficiary clients paid in every state in the nation when life insurance companies delay or deny claims for death benefits. If the life insurance company … Read more
If your loved one’s life insurance claim was denied due to medical records, it might be because the insurer found an undisclosed condition. For example, if a previous surgery wasn’t mentioned, the company could use that omission to deny your claim. This article walks you through how life insurance companies access and review medical records … Read more
The general rule is that in many states divorce does not affect a beneficiary designation in a life insurance policy, however, in some states it does. Sometimes a divorce decree will override a previously named beneficiary on a life insurance policy. It depends upon what state and federal law controls the life insurance policy and … Read more
Life insurance pays out a death benefit to beneficiaries after the death of the insured… or at least that is the way that life insurance is intended to function. However, sometimes an insured will pay policy premiums for weeks, months or years and the insurer refuses to honor the policy after his or her death. … Read more
At Boonswang Law we are life insurance experts and know everything this to know about life insurance benefits and life insurance policy law. We are here to help during times of loss when a loved one passes to ensure that everything is in order that if a life insurance policy is delayed or denied, we … Read more
