Life Insurance Blog: Legal Insights and Updates
Can a lapsed life insurance policy still pay out after death? Discover key exceptions, legal loopholes, and how to fight a denied claim—get a free case review.
Confused about converting a term life policy? Learn what beneficiaries need to know, avoid costly mistakes, and protect your claim.
Life insurance companies can access your medical records, & one mistake on your application could affect your benefits. Find out how to protect your claim.
NJ life insurance canceled during COVID? A class action says policies were cancelled without the 90-day grace period Executive Order 123 required.
Life insurance claim denial statistics: what the data shows about claims paid and disputed, with every figure sourced to ACLI, LIMRA, NAIC or federal rules.
Can you get money back from a lapsed life insurance policy? Term policies rarely refund anything, but whole and universal life may have cash value.
Do life insurance companies contact beneficiaries? Often not until a claim is filed. Learn when insurers reach out and how to find out if you’re named.
What to do if a life insurance company is stalling: state laws limit how long insurers can sit on a death claim and often require interest. Steps to take.
How to claim life insurance after death: contact the insurer, send a certified death certificate and the claim form. Here are the steps and documents.
Can you sue a life insurance company? Yes. When an insurer wrongly denies or delays a death claim, beneficiaries can sue for breach of contract or bad faith.