FB Pixel

Were You Affected by Life Insurance Cancellations in NJ During Covid? Contact us for a free case review.

Autoerotic Asphyxiation Life Insurance Claim Denied

Sometimes the way a loved one dies exacerbates the grief of friends and family members. Autoerotic asphyxiation can be one of those causes of death, but life insurance beneficiaries often have more problems to deal with than their embarrassment or shame when an insured dies that way. Was your life insurance claim denied when the … Read more

17 Common Reasons Life Insurance Won’t Pay Out

People purchase life insurance policies to protect their families and dependents in the unfortunate event of their death. Life insurance policies are valid, legally binding contracts between policyholders and life insurance companies yet between 10% and 20% of claims are denied. So, why is the life insurance company not paying out? Here are 17 common … Read more

Can a Life Insurance Claim be Denied Because of Coronavirus?

Can a Life Insurance Claim be Denied Because of Coronavirus?

Life Insurance Beneficiary Lawyer to Help You If Your Life Insurance Claim is Denied due to COVID-19, the disease caused by the Coronavirus We are in the middle of a worldwide health crisis. Everyone is concerned with avoiding contracting the coronavirus, but what happens if you or a loved one does fall ill and dies? … Read more

AARP Life Insurance Claim Denied Due to Lapse – What To Do

Sound familiar? It happens more often than one would think. If this happens to you or someone you love, don’t feel powerless – there is something you can do about it. Even if Denied, You May Still Receive the Benefits When someone buys a life insurance policy, whether through AARP or another administrator, the insurance … Read more

Will Life Insurance Pay for Suicidal Death?

Will Life Insurance Pay for Suicidal Death?

Does Life Insurance Pay for Suicidal Death? Does life insurance cover suicide? Perhaps. Hopefully you do not ever have to go through such an ordeal, but if you ever experience a loved one committing suicide, many things will be running through your mind.  Life insurance is probably not one of them. In such scenarios, however, … Read more

Why A Life Insurance Company Won’t Pay: Common Exclusions

Why A Life Insurance Company Won’t Pay: Common Exclusions

Common Life Insurance Exclusions Include Substance Abuse and Suicide Top Reasons Life Insurance Claims Get Denied An important piece to any life insurance policy with which one should become familiar is the policy’s exclusions.  Exclusions in a life insurance policy are provisions that set forth certain situations in which the life insurance company will not … Read more

Does Life Insurance Cover Drug Overdoses?

Does Life Insurance Cover Drug Overdoses?

Is a drug or alcohol overdose considered an accidental death? Will life insurance payout when the insured died due to accidental drug overdose or alcohol poisoning? Sometimes. Insurance policies will differ in definitions of “accidental death,” and state law handles definitions of ‘accident’ differently as well. Additionally, there is nuance when the overdose is from … Read more

5  Reasons Life Insurance Companies Deny Claims for Drug Use

Can a Life Insurance Claim Be Denied For Drug Use?

If you’re someone who uses drugs or has a history of substance abuse, the prospect of securing life insurance can evoke a unique set of concerns and challenges. You likely worry — can a life insurance claim be denied for drug use? It’s a legitimate fear that we’ll cover in this blog post. We’ll discuss … Read more