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What Does Lapse Mean in Life Insurance? When a life insurance policy “lapses,” it means that the policyholder or designated payor has not paid one or more required premium payments. Premium payments are required to keep a life insurance policy in force. Policies may require a monthly, semi-annual, or annual premium payment. Most, but not … Read more
Life insurance is a contract between the insured and the insurance company. For a contract to be legally enforceable, both parties to the contract have to agree to the same things. For example, if an insurance company believes it is providing insurance for a non-smoker but is really insuring someone who smokes a pack a … Read more
At Boonswang Law we are life insurance claim professionals and experts. We know all too well that sadly, even during a time of loss and duress, a time when receiving the life insurance benefit that the departed loved one purchased and paid for through their entire life, something can go wrong and the beneficiary not receive their award. This can especially difficult for a person or family that might have lost the sole breadwinner of their home, and need the money to simply survive. In such events, the life insurance attorneys at Boonswang Law are here to help to everything to ensure that they are paid life insurance claims due to them.
At Boonswang Law we are life insurance experts and know everything this to know about life insurance benefits and life insurance policy law. We are here to help during times of loss when a loved one passes to ensure that everything is in order that if a life insurance policy is delayed or denied, we … Read more
After the death of a loved one there is perhaps no greater stress than to be denied life insurance. After a life time of paying premiums it is nearly and often times is, criminal to deny a life insurance claim. And yet it happens way too often. That is why we work together with our … Read more
