National life insurance law firm, Boonswang Law, explains who gets money if the beneficiary is deceased, dies soon after or at the same time as the insured, dies while the claim is under review, or if the life insurance beneficiary designation is otherwise invalid. If a close friend or loved one has died and the … Read more
Losing a loved one is devastating, and negotiating with life insurance companies only adds to your stress during this difficult time. If your loved one passed away shortly after obtaining life insurance, you may have concerns about how your death benefits will be affected. This article from Boonswang Law answers the question “what happens if … Read more
What Does Lapse Mean in Life Insurance? When a life insurance policy “lapses,” it means that the policyholder or designated payor has not paid one or more required premium payments. Premium payments are required to keep a life insurance policy in force. Policies may require a monthly, semi-annual, or annual premium payment. Most, but not … Read more
The 4 Most Common Reasons Insurers Deny Life Insurance Claims Life insurance is meant to provide financial protection for your loved ones after you pass. But if a claim is denied, the consequences can be devastating. Understanding the most common reasons life insurance companies deny claims can help you avoid mistakes and ensure your family … Read more
Life insurance is a contract between the insured and the insurance company. For a contract to be legally enforceable, both parties to the contract have to agree to the same things. For example, if an insurance company believes it is providing insurance for a non-smoker but is really insuring someone who smokes a pack a … Read more
At Boonswang Law we are life insurance claim professionals and experts. We know all too well that sadly, even during a time of loss and duress, a time when receiving the life insurance benefit that the departed loved one purchased and paid for through their entire life, something can go wrong and the beneficiary not receive their award. This can especially difficult for a person or family that might have lost the sole breadwinner of their home, and need the money to simply survive. In such events, the life insurance attorneys at Boonswang Law are here to help to everything to ensure that they are paid life insurance claims due to them.
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