Insurance companies often use unfair insurance claim practices to avoid paying the total amount of a claim that an insured person is due. They may either reject the claim outright or reduce the payout substantially. When someone has dutifully paid their insurance premiums over time and expects that the insurance will be there if they need it, … Read more
If there was a lapse in coverage, your claim will be denied. But don’t take no for an answer! Our life insurance attorneys have gotten many clients paid on lapsed policies. Lapse is one of the most common reasons a life insurance claim is denied, however, in many instances we can get the claim denial reversed … Read more
Why would someone lie on their application for life insurance? Your life insurance company uses the information you submit through your application and medical questionnaire to calculate their risk that you will die within the policy term and they will have to pay your beneficiaries. Those at greater risk pay higher premiums than those who … Read more
Alleged misrepresentation is one of the top reasons life insurance companies deny beneficiaries’ claims for the death benefits. Find out from the nations’ top life insurance lawyers what misrepresentation is, why insurance companies deny these claims, and what you can do about it should your claim be denied for this reason. We have gotten many life insurance … Read more
Many causes of death are excluded from coverage in life insurance. Is murder one of them? Acclaimed national life insurance attorney Chad G. Boonswang discusses what happens to the death benefit if the policyholder is murdered. Murder is not an exclusion, and what happens to the death benefit depends upon whether the beneficiaries have any involvement in the policyholder’s … Read more
If you are the beneficiary of a life insurance policy, and your life insurance claim was denied in COVID-related death, don’t take no for an answer. The life insurance attorneys at Boonswang Law have helped thousands of beneficiaries fight insurance companies. Let us help you get paid the money you are owed! Life Insurance Companies Have No … Read more
Here’s an explanation of the most common reasons a life insurance company refuses to pay a claim, how you can prevent your beneficiaries’ claims from being denied, what to do if the life insurance company denies your claim, and how to appeal your life insurance claim denial, from the noted life insurance lawyers at Boonswang Law. Why … Read more
Unfortunately, one of the most common reasons insurance companies refuse to pay a life insurance claim is because the insured smoked, but did not disclose their past or current smoking habit on their initial life insurance application and medical questionnaire. If your claim was denied due to smoking, we can help. Often it is a … Read more
Can the life insurance company deny your claim because the insured used alcohol? The short answer is yes, claims for death benefits are frequently denied unfairly when alcohol is involved. Was your claim for death benefits denied because the insured used alcohol? Was the insured’s death from complications from alcohol abuse? Was the insured intoxicated … Read more
Can you appeal a life insurance claim denial? Yes! Are you a life insurance beneficiary whose claim was denied? This article will explain exactly what to do if your claim for death benefits was denied, how to appeal insurance claim denial, and how to win an insurance appeal. Don’t take no for an answer! If your … Read more
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