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Contesting Life insurance Beneficiary Last-Minute Changes

Our Life Insurance Attorneys Represent You in the Interpleader An “interpleader” is a legal action that is initiated by the life insurance company when the new beneficiary and the removed beneficiary file a claim for the same death benefits, and the removed beneficiary challenges the change in designation. The purpose of an interpleader is to … Read more

Autoerotic Asphyxiation Life Insurance Claim Denied

Sometimes the way a loved one dies exacerbates the grief of friends and family members. Autoerotic asphyxiation can be one of those causes of death, but life insurance beneficiaries often have more problems to deal with than their embarrassment or shame when an insured dies that way. Was your life insurance claim denied when the … Read more

17 Common Reasons Life Insurance Won’t Pay Out

People purchase life insurance policies to protect their families and dependents in the unfortunate event of their death. Life insurance policies are valid, legally binding contracts between policyholders and life insurance companies yet between 10% and 20% of claims are denied. So, why is the life insurance company not paying out? Here are 17 common … Read more

Can a Life Insurance Claim be Denied Because of Coronavirus?

Can a Life Insurance Claim be Denied Because of Coronavirus?

Life Insurance Beneficiary Lawyer to Help You If Your Life Insurance Claim is Denied due to COVID-19, the disease caused by the Coronavirus We are in the middle of a worldwide health crisis. Everyone is concerned with avoiding contracting the coronavirus, but what happens if you or a loved one does fall ill and dies? … Read more

Getting Accidental Death & Accidental Dismemberment Payouts

An accidental death and dismemberment policy.

What is an AD&D policy? Typically accidental death and dismemberment insurance (AD&D) is available as a rider to a life insurance policy or a health insurance policy. An AD&D rider covers the unintentional dismemberment or death of the owner of the policy. It is also referred to as a “double indemnity rider.” These are the … Read more

Does Life Insurance Cover Acts of War or Terrorism?

Does Life Insurance Cover Acts of War or Terrorism?

The answer is, maybe. Most life insurance policies contain a “war exclusion” clause, which specifically excludes coverage for acts of war like: Terrorism Revolution Military coup Insurrection Invasion Have you lost a loved one due to a purported act of war or terrorism, and your life insurance claim was denied?  Don’t take no for an … Read more

Beneficiary Problems with Employer Group Life Insurance

A life insurance policy beneath glasses and a pen.

Recently there has been a lot of successful litigation by beneficiaries of group life insurance policies provided by employers. In these cases, the insured either retired, quit, or was fired, or became disabled and stopped working, and then passed away. An employer providing group life insurance to employees is required by the insurance documents to … Read more

AARP Life Insurance Claim Denied Due to Lapse – What To Do

Sound familiar? It happens more often than one would think. If this happens to you or someone you love, don’t feel powerless – there is something you can do about it. Even if Denied, You May Still Receive the Benefits When someone buys a life insurance policy, whether through AARP or another administrator, the insurance … Read more

Your Guide to Life Insurance Beneficiary Disputes

What happens when multiple people claim they each are entitled to life insurance benefits after the death of the insured? How does an insurance company determine who is entitled to the benefits? If you believe you are the rightful beneficiary to a life insurance policy, you will likely need the expertise of a trusted life … Read more