Were You Affected by Life Insurance Cancellations in NJ During Covid? Contact us for a free case review.
If your loved one’s life insurance claim was denied due to medical records, it might be because the insurer found an undisclosed condition. For example, if a previous surgery wasn’t mentioned, the company could use that omission to deny your claim. This article walks you through how life insurance companies access and review medical records … Read more
Unfortunately, one of the most common reasons insurance companies refuse to pay a life insurance claim is because the insured smoked, but did not disclose their past or current smoking habit on their initial life insurance application and medical questionnaire. If your claim was denied due to smoking, we can help. Often it is a … Read more
Is it possible for a life insurance company to deny your claim because the insured had alcohol in their system? The unfortunate reality is that many life insurance claims for death benefits are unjustly denied when alcohol use is involved. Did your life insurance claim get denied due to the insured’s alcohol use? Was the … Read more
Can you appeal a life insurance claim denial? Yes! Are you a life insurance beneficiary whose claim was denied? This article will explain exactly what to do if your claim for death benefits was denied, how to appeal insurance claim denial, and how to win an insurance appeal. Don’t take no for an answer! If your … Read more
A life insurance policy may count as a marital asset, depending on what law or laws control the policy. Whether or not it is a marital asset, an insurance policy will be subject to both federal and state insurance law as well as community property law. Life insurance beneficiary rules for spouses and ex-spouses can be … Read more
Life insurance interpleaders are the legal actions filed when there is a dispute over who should be the beneficiary and receive the death benefit. Have you been served with an interpleader complaint? If not, do you think you should be a life insurance beneficiary, but the policyholder did not name you? Were or are you … Read more
Has Your Life Insurance Policy Been Rescinded? Find out from the experienced life insurance lawyers at Boonswang Law how a life insurance policy gets rescinded, and what to do if you are a beneficiary of a rescinded life insurance policy. If your claim for death benefits was denied because the life insurance company rescinded the policy, do … Read more
The general rule is that in many states divorce does not affect a beneficiary designation in a life insurance policy, however, in some states it does. Sometimes a divorce decree will override a previously named beneficiary on a life insurance policy. It depends upon what state and federal law controls the life insurance policy and … Read more
This article will explain the common ways in which life insurance companies underpay valid beneficiary claims for death benefits and the reasons why. If your claim is denied for a valid reason, there may be a way to negotiate a settlement for part of the claim depending upon the reason that the claim was denied. … Read more
If your loved one died of COVID-19, and you are the named beneficiary of his or her life insurance policy, read this guide for problems to look out for and how you can solve them and get paid. If your life insurance is not paying out, contact us for your free, no-obligation consultation. We have … Read more
