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How Does Life Insurance Work in Florida? If you are the owner or a beneficiary of a life insurance policy issued in the State of Florida, this guide will provide you with important information about how life insurance works there. While there are some federal laws governing life insurance nationwide, every state has its own … Read more
If you or someone close to you contracted the coronavirus, filed an AD&D claim, and the insurer denied your claim, call us. If there is a way to get your claim paid, we will find it. If a loved one died of COVID-19 and your beneficiary claim for death benefits was denied, we can help … Read more
Life Insurance Beneficiary Lawyer to Help You If Your Life Insurance Claim is Denied due to COVID-19, the disease caused by the Coronavirus We are in the middle of a worldwide health crisis. Everyone is concerned with avoiding contracting the coronavirus, but what happens if you or a loved one does fall ill and dies? … Read more
What is an AD&D policy? Typically accidental death and dismemberment insurance (AD&D) is available as a rider to a life insurance policy or a health insurance policy. An AD&D rider covers the unintentional dismemberment or death of the owner of the policy. It is also referred to as a “double indemnity rider.” These are the … Read more
The answer is, maybe. Most life insurance policies contain a “war exclusion” clause, which specifically excludes coverage for acts of war like: Terrorism Revolution Military coup Insurrection Invasion Have you lost a loved one due to a purported act of war or terrorism, and your life insurance claim was denied? Don’t take no for an … Read more
Recently there has been a lot of successful litigation by beneficiaries of group life insurance policies provided by employers. In these cases, the insured either retired, quit, or was fired, or became disabled and stopped working, and then passed away. An employer providing group life insurance to employees is required by the insurance documents to … Read more
Sound familiar? It happens more often than one would think. If this happens to you or someone you love, don’t feel powerless – there is something you can do about it. Even if Denied, You May Still Receive the Benefits When someone buys a life insurance policy, whether through AARP or another administrator, the insurance … Read more
What happens when multiple people claim they each are entitled to life insurance benefits after the death of the insured? How does an insurance company determine who is entitled to the benefits? If you believe you are the rightful beneficiary to a life insurance policy, you will likely need the expertise of a trusted life … Read more
Does Life Insurance Pay for Suicidal Death? Does life insurance cover suicide? Perhaps. Hopefully you do not ever have to go through such an ordeal, but if you ever experience a loved one committing suicide, many things will be running through your mind. Life insurance is probably not one of them. In such scenarios, however, … Read more
Do insurance companies cover felons and convicts? Can you get life insurance if you are a felon? Can you get life insurance with a criminal record? When deciding whether to provide a person with life insurance, life insurance companies weigh the risks associated with that person after they’ve done a background check. The riskier the … Read more
