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Did you know that something buried in your medical records can lead to a life insurance denied claim, even years after your policy is issued? Insurance companies have more access to your health history than most people realize. Below I’ll explain how life insurers have access to your health information when they review it, … Read more
Suppose you’re embroiled in a dispute over a loved one’s life insurance claim. In that case, it’s natural to have finances on your mind and a desire to recoup the exact dollar figure owed to you as the primary beneficiary on the policy. You know you’ll need a competent attorney in your corner, advocating on … Read more
Life Insurance Misrepresentation defined by a national life insurance beneficiary attorney. Material misrepresentation is an untrue statement or omission that affects an insurer’s decision whether to issue a life insurance policy, and if issuing the policy, what premium the insured will pay. Usually the omission or untrue statement is meant to work in the insured’s favor, … Read more
What to do when an applicant for an individual health policy failed to complete the application properly What happens when a life insurance application contains bad information? Wrong or false information can invalidate a life insurance policy. An insurance company can contest a life insurance contract due to application fraud. Even when a mistake is … Read more
Alleged misrepresentation is one of the top reasons life insurance companies deny beneficiaries’ claims for the death benefits. Find out from the nations’ top life insurance lawyers what misrepresentation is, why insurance companies deny these claims, and what you can do about it should your claim be denied for this reason. We have gotten many life insurance … Read more
Many causes of death are excluded from coverage in life insurance. Is murder one of them? Acclaimed national life insurance attorney Chad G. Boonswang discusses what happens to the death benefit if the policyholder is murdered. Murder is not an exclusion, and what happens to the death benefit depends upon whether the beneficiaries have any involvement in the policyholder’s … Read more
Here’s an explanation of the most common reasons a life insurance company refuses to pay a claim, how you can prevent your beneficiaries’ claims from being denied, what to do if the life insurance company denies your claim, and how to appeal your life insurance claim denial, from the noted life insurance lawyers at Boonswang Law. Why … Read more
The general rule is that in many states divorce does not affect a beneficiary designation in a life insurance policy, however, in some states it does. Sometimes a divorce decree will override a previously named beneficiary on a life insurance policy. It depends upon what state and federal law controls the life insurance policy and … Read more
The Boonswang Law Firm is pleased to announce that Chad Boonswang has been named one of Pennsylvania & Delaware’s Top Attorneys of 2024, recognized for excellence. The Boonswang Law Firm is pleased to announce that Chad Boonswang has been named one of America’s Top Attorneys of 2023, recognized for excellence. The Boonswang Law Firm is … Read more
Yes. You always should name multiple beneficiaries on a life insurance policy. Why? Read on to find out. What is a Beneficiary? When taking out a life insurance policy, the policyholder must name one or more “beneficiaries” who will receive the death benefit if the insured passes away while covered by the policy. Policyholders have multiple options … Read more
