Life Insurance Lawyers in Florida

Recover Your Benefits with $0 Upfront

Our life insurance lawyers use 20+ years of experience to turn your denied claim into paid benefits.

✓ No Fee Unless We Win
✓ Free Case Evaluation
✓ Nationwide Representation

You Don’t Have To Settle For A Denied Claim. Let Us Fight For You.

When you’ve lost a loved one, the last thing you should be worried about is fighting a denied life insurance claim. Boonswang Law’s life insurance lawyers in Florida will take that burden off your shoulders, push your claim forward, and fight for every penny you’re owed.

Many life insurance carriers try to use policy wording or alleged errors in the application to justify refusing your payment. In many cases, those arguments aren’t valid.

With 20+ years of experience, our life insurance lawyers have taken on hundreds of denied and delayed claims, ERISA group policy disputes, accidental death (AD&D) denials, and TSGLI cases.

We have recovered over $200 million for beneficiaries like you across the country, including clients in California, New York, Texas, and New Jersey.

Your loved one intended benefits for you. We won’t let the life insurance company take them away.

“This was truly a difficult case, these guys are a true championship team.”

Hear From Beneficiaries We’ve Helped

“5 stars is just not enough for Mr. Boonswang (Chad) and his team. This is the firm that you want to have on your side when you are facing intricate legal problems. They are incredibly professional, empathetic, and knowledgeable. Excellent communication. Easy to work with. Chad went above and beyond on our case- we can't recommend Boonswang Law enough!”

“They have been awesome with my case. Joseph is an excellent attorney. He is competent with up to date knowledge, kindness and compassion. I would highly recommend and trust them.”

What You Need To Know About Life Insurance Claim Denials

Insurance companies don’t approve every life insurance claim, and they often base denials on wrongful interpretations of the policy. This doesn’t always mean the decision is correct.

Common Reasons Life Insurance Claims Get Denied

Information on the application is disputed or questioned
Premium payments were missed, leading to a lapse
Policy exclusions related to cause of death
Disagreements over who should receive the benefit
Additional scrutiny during the contestability window

Signs the Insurance Company May Be Acting In Bad Faith

The claim drags on without updates or clear reasoning
Policy language is applied in a misleading way
Important medical details are ignored or downplayed
Coverage is revoked only after a claim is submitted

Our attorneys can review the claim denial, uncover issues in their reasoning, and fight for the full benefits you’re owed.

Which Type of Benefit Dispute Are You Facing?

Insurance companies count on beneficiaries accepting their decision, but many denials can be reversed with the right approach.

Our life insurance lawyers handle a wide range of claim issues to challenge their reasoning and pursue the full amount owed to you:

Denied Life Insurance Claims

Delayed Death Benefit Payments

Lapsed Policy Disputes

Alleged Misrepresentation on Applications

ERISA Group Life Insurance Claims

Accidental Death (AD&D) Denials

Beneficiary Disputes

Employer Notice Failures

Don’t see your situation listed? Many claims involve multiple overlapping issues. We’ll review the details, explain what’s going on, and help you take the next steps to secure your benefits.

See How Much We’ve Recovered For Past Clients

$1.25M

ING Insurance Company

$1M

New York Life Insurance Company

$780K

AIG American General Life Insurance Co.

Our Strategy for Challenging Insurance Companies

Not every denied life insurance claim is final, but reversing that decision takes the right legal approach. That’s where we come in.

Here’s how our attorneys fight to overturn the decision and secure the payout you’re owed:

Evaluate The Denial

We review your policy, claim records, and the insurance company’s reasoning to uncover gaps, misinterpretations, or unsupported conclusions.

Prepare An Appeal

Our team builds a strong case using medical documentation, policy analysis, and legal arguments to challenge the insurer’s basis for denial.

Fight For Your Benefits

We negotiate with the insurance company to demand payment. If they continue to push back, we’re ready to take legal action to recover your benefits.

Life insurance appeals have strict deadlines, so don’t wait to get in touch with us.

You Owe Us Nothing Until We Win For You

We handle life insurance cases on a contingency basis, so you won’t pay any upfront fees until we successfully recover your payout.

If your claim has been denied or delayed, you can have our attorneys evaluate your case without financial stress.

When Insurers Deny Your Claim, We Push Back

You shouldn’t have to fight with an insurance company while you’re grieving. If your life insurance claim is being denied or delayed, our attorney will take control of the situation and fight for your rightful benefits.

Our attorneys manage every part of your claim, including:

Interpreting your policy to determine the full benefits you’re owed
Breaking down the insurer’s reasoning and exposing weak points
Reviewing applications, medical records, and all claim-related documents
Securing additional evidence to support your case
Communicating directly with the insurance company on your behalf
Preparing and submitting a detailed challenge to the denial
Taking further legal action if the insurer refuses to pay

Insurance companies fight to protect their bottom line. We fight for you.

Representing Beneficiaries Throughout Florida

Cape Coral
Coral Springs
Fort Lauderdale
Gainesville
Hialeah
Hollywood
Jacksonville
Miami
Miramar
Orlando
Pembroke Pines
Port St. Lucie
St. Petersburg
Tallahassee
Tampa

Denied Claim? You’re Not Out of Options. Get In Touch With Us.

A denied life insurance claim isn’t always final, and our attorneys are ready to fight for your rightful payout.

Boonswang Law has recovered more than $200 million for beneficiaries like you across the U.S. Let us put our experience to work for you.

Reach out today to discuss your claim. There’s no cost to get started, and you won’t pay until we win your case.

Questions We Hear From Beneficiaries Like You

Yes. Changes in marital status or outdated beneficiary designations can create disputes, and a spouse or former spouse may have grounds to challenge who receives the payout.

It’s possible. Some policies include protections like grace periods or special provisions that may keep coverage in effect even after missed payments.

Yes. If there are questions about undue influence, fraud, or the policyholder’s mental capacity, that change can be legally challenged.

No. Beneficiary designations are locked in at the time of death, and any attempts to alter them afterward should be carefully reviewed.