Life Insurance Lawyers in South Carolina

Get Your Benefits, Not Excuses

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Is the Life Insurance Company Withholding Your Benefits?

You’re grieving a loved one, and now the life insurance company is trying to deny your benefits. Our life insurance lawyers in South Carolina won’t let them get away with it.

Insurance companies try to delay, deny, or question claims to protect their bottom line, but those decisions aren’t always fair or final.

Our life insurance attorneys have recovered $200M+ for beneficiaries like you in Greenville, Columbia, Charlotte, and other South Carolina communities. We also represent clients nationwide, serving states like Florida, New York, and Texas.

Over the last 20 years, we’ve taken on hundreds of denied claims, ERISA disputes, accidental death (AD&D) denials, and TSGLI disputes, building strong cases to challenge wrongful decisions.

Don’t let the life insurance company take away the security your loved one intended for you. We’ll fight for every penny you’re owed.

“This was truly a difficult case, these guys are a true championship team.”

Success Stories From Our Clients

“5 stars is just not enough for Mr. Boonswang (Chad) and his team. This is the firm that you want to have on your side when you are facing intricate legal problems. They are incredibly professional, empathetic, and knowledgeable. Excellent communication. Easy to work with. Chad went above and beyond on our case- we can't recommend Boonswang Law enough!”

“They have been awesome with my case. Joseph is an excellent attorney. He is competent with up to date knowledge, kindness and compassion. I would highly recommend and trust them.”

How To Spot an Unjust Life Insurance Claim Denial

Life insurance companies often use bad faith tactics to deny or delay your claim, but they’re not always justified.

Knowing the difference between a legitimate and unjust claim denial can help you decide what to do next.

Common Reasons Life Insurance Claims Are Denied:

Alleged errors or missing information on the application
Missed premium payments leading to a lapse in coverage
Policy exclusions related to the cause of death
Disputes over who should receive the benefit
Claims reviewed during the contestability period

Signs the Insurance Company May Be Acting Unfairly:

Delays without clear answers or updates
Misinterpreting or stretching policy language
Overlooking medical records or key evidence
Canceling or challenging coverage after a claim is filed

Even if your claim was denied, you may still have a strong case worth pursuing. Get in touch with our life insurance attorneys to determine the best course of action.

Which Type of Benefit Dispute Are You Dealing With?

A denial or delay doesn’t mean the insurance company gets the final word on your claim.

Our life insurance lawyers build strong cases to challenge a wide range of disputes and fight for the full benefits you’re owed.

Denied Life Insurance Claims

ERISA Group Life Insurance Claims

Accidental Death (AD&D) Denials

Beneficiary Disputes

Delayed Death Benefit Payments

Lapsed Policy Disputes

Alleged Misrepresentation on Applications

Employer Notice Failures

Don’t see your situation? You may still have a case. We’ll review the details of your claim and fight for the benefits you’re owed.

See What We’ve Done For Our Past Clients

$1.25M

ING Insurance Company

$1M

New York Life Insurance Company

$780K

AIG American General Life Insurance Co.

Our Strategy For Recovering Your Benefits

When your claim is denied, you need a clear plan to challenge the insurance company and push for payment.

Our attorneys take a focused, aggressive approach to build your case and recover the the full benefits you’re owed:

Assess the Denial

We review your policy, claim file, and the insurer’s reasoning to uncover mistakes or weak arguments.

Build Your Case

We gather records, documentation, and supporting evidence to challenge the denial.

Fight for Payment

We push the insurance company to pay, and if they refuse, we’re ready to escalate your case through legal action.

The sooner you get in touch with us, the sooner we can build a strong case for you.

We Fight For You with No Upfront Legal Fees

You’re under enough stress. You don’t need legal fees to add to it.

We handle life insurance cases on a contingency basis, which means you’ll pay nothing until we recover your benefits.

If your claim has been denied or delayed, our lawyers will review your case at no upfront cost and with no risk.

How We Build The Strongest Case For You

You shouldn’t have to face the insurance company alone while you’re processing a loss.

We manage every part of your case, from reviewing your policy to gathering evidence and handling all communication with the insurer, including:

Reviewing your policy to confirm your coverage and benefits
Breaking down the denial to identify gaps or inconsistencies
Examining applications, medical records, and claim documents
Collecting additional evidence to strengthen your position
Handling all communication with the insurance company
Preparing and submitting a detailed appeal on your behalf
Taking legal action if the insurer refuses to pay

Our goal is simple: build a strong, well-supported case that pushes the insurance company to pay what you’re owed.

Fighting For Beneficiaries Across South Carolina

Charleston
Columbia
Charlotte
North Charleston
Mount Pleasant
Rock Hill
Greenville
Summerville
Sumter
Goose Creek
Hilton Head Island
Myrtle Beach

Claim Denied? This Isn’t The End Of The Road. Let Us Fight For You.

A denied claim doesn’t mean your benefits are gone. You still have the right to fight back.

We’ve recovered millions for beneficiaries like you across the country, and we’re ready to pursue the payout your loved one intended for you.

Get your case reviewed today at no cost. You owe us nothing until we win.

Life Insurance Questions? Our Attorneys Have Clear Answers

Yes, in certain situations a spouse or former spouse may have grounds to challenge the beneficiary, especially after divorce or if there are conflicting legal rights.

In some cases, coverage may still apply due to grace periods or specific policy provisions, so a lapse doesn’t always mean the claim is invalid.

Yes, changes made shortly before death can be challenged if there are concerns about pressure, fraud, or the policyholder’s mental state.

No, once the policyholder passes away, the named beneficiary is typically locked in and cannot be changed.